Texas has emerged as a preferred destination for families and business professionals seeking an affordable alternative to the pricier western coast. Boasting of rich history and breathtaking scenery, the state also offers one of the lowest costs of living in the country. If you are looking for the most budget-friendly places to reside in the Lonestar state in 2023, this article on the cheapest cities to live in Texas will serve as a useful guide.
13 Affordable Places to Live in Texas
1. Breckenridge
Breckenridge, situated in north-central Texas, is considered to be the most budget-friendly place to reside in the state. This city has a rich history of being “The Fastest Growing and Busiest Oil City in the United States”. Even today, Breckenridge’s economy largely depends on the oil, gas, and ranching industries. The population of Breckenridge is around 6,000 people, and the average cost of a house is approximately $127k. Therefore, it is an excellent option for individuals seeking an affordable yet peaceful lifestyle and first-time homebuyers.
2. Beaumont
Located on the southeastern coast of Texas, Beaumont is considered as the second least expensive city in Texas. The city is only a 45-minute drive from the Gulf of Mexico and is known for its popular attractions such as the Clifton Steamboat Museum, the McFaddin-Ward House Historic Museum, and the Spindletop-Gladys City Boomtown Museum. Beaumont boasts of having some of the lowest average home prices and rental rates in the state, making it a great choice for those looking for affordable living options.
3. Wichita Falls
Wichita Falls, situated in north-central Texas, is an affordable haven for those who love nature. It offers a tranquil escape from the hustle and bustle of city life with plenty of green spaces for a relaxing breath of fresh air. Moreover, this city boasts of a low-cost housing market, a thriving economy, and low unemployment rates, making it an ideal place to settle for those seeking excellent business opportunities without the stress of living in the urban core. Overall, Wichita Falls is an excellent destination for anyone who desires a peaceful lifestyle amidst nature’s beauty.
4. Harlingen
Harlingen, a suburb of Brownsville, is an affordable place for families to live in Texas. It’s referred to as the “Tropical Playground of Texas” and offers excellent school systems and a plethora of outdoor activities. You can visit the Laguna Atascosa Wildlife Refuge, Lon C. Hills Park, and the Rio Grande Valley Birding Festival. The city offers a vibrant job market with several employment opportunities from local employers like the UTRGV School of Medicine, United Healthcare, and Penske Logistics. With below-average home prices and rental rates, Harlingen is an ideal choice for budget-conscious families.
5. Texarkana
Texarkana is a fantastic option for students seeking affordability and quality living. The city boasts remarkable courthouse and post office buildings and is situated on the Texas-Arkansas border, with a twin city on the other side. Texarkana is home to two community colleges, a four-year public college, and a state medical school, making it an ideal location for scholars. Additionally, Texarkana’s low cost of living and low crime rates make it an even more attractive choice for those seeking a well-rounded college experience.
6. Abilene
Abilene has consistently been ranked as one of the best cities to live in the United States. With its small-town charm and big-city amenities, this Texan city is a great place to call home. The population of Abilene is around 125,000 residents, with the majority of them being business professionals. The city is particularly appealing to healthcare professionals, financiers, and military personnel. This is due to the presence of major local employers such as Hendrick Health System, First Financial Bankshares, and Dyess Air Force Base. Abilene offers a wide range of home architectures and rental options, making it an attractive option for anyone searching for great business opportunities and affordable living costs.
7. Amarillo
Amarillo, the shining star of Texas panhandle, is a city that offers affordable living and housing options. The cost of living in Amarillo is lower than most other cities, making it a great choice for those on a budget. This charming southern city is well-known for its excellent business opportunities, educational systems, and plethora of outdoor activities. Apart from industries like agriculture, medicine, and energy, Amarillo is also home to a thriving artistic community. The city boasts of popular attractions such as Cadillac Ranch and the Amarillo Museum of Arts. Sports enthusiasts can also find plenty of local events to attend, making Amarillo an ideal destination for everyone.
8. Odessa
Odessa is a town that embodies classic cowboy values and is also one of the most affordable places to live in Texas. With a population of around 112,000 people, Odessa has a vibrant metropolitan atmosphere that attracts a younger crowd, making for a lively and energetic local community. The city owes its thriving economy to major employers in the area, including Halliburton, Anthem Oil, and Chevron. Despite its economic success, Odessa’s spirit remains rooted in its rodeo culture, making it a hub for livestock shows, equestrian competitions, and live country music performances.
9. El Paso
El Paso is not only the 22nd largest city in the United States, but it is also recognized as one of the most affordable cities to live in Texas. Situated on the southwestern border of the state, El Paso offers its residents a cost of living that is well below the national and state averages. Moreover, the city boasts a thriving job market, which makes it an ideal location for those seeking affordable living and employment opportunities. In addition to this, El Paso is known for its delectable cuisine, rich culture, and myriad of outdoor activities, making it a well-rounded city that caters to residents of all ages and backgrounds.
10. Lubbock
Lubbock is a city that offers both affordability and growth. It presents a rare combination of lively nightlife, stunning landscapes, and flourishing job prospects, making it an ideal place to live. If you’re someone who loves the urban vibe, Lubbock has a diverse range of pet-friendly restaurants, bars, and cafes to choose from. On the other hand, if you prefer the classic country lifestyle, there are plenty of parks, rivers, and walking trails to explore. Lubbock is a well-rounded city that offers something for everyone and is a budget-friendly destination to experience the best of both worlds.
11. Corpus Christi
Corpus Christi, a coastal town situated just a few miles away from the Mexican border, is the most affordable city in Texas to enjoy a waterfront lifestyle. With a population of hundreds of thousands of people, this vibrant city offers a plethora of dining options ranging from international cuisine to top-notch steakhouses. Despite being a bustling center for business, education, and nightlife, Corpus Christi is still one of the most budget-friendly places to reside in terms of housing prices and rental rates. The local community is highly active and focused on maintaining good health, which makes it an ideal location to stay in shape and bask in the warmth of Texas.
12. Pasadena
Pasadena, located just outside of Houston, is a fantastic option for those seeking affordability in Texas. The city has a reputation for being one of the cheapest areas for commuters in the state, with cost-effective housing and low living expenses. Its proximity to downtown Houston means that residents can enjoy all the amenities of a metropolitan area, including restaurants, museums, and sports venues. However, what sets Pasadena apart is its stunning collection of over 47 parks and 14 miles of hiking and biking trails. With an abundance of lush greenery, residents can indulge in some of the state’s best outdoor recreation, making Pasadena the perfect choice for outdoor enthusiasts.
13. Waco
Waco, Texas is a budget-friendly city with living expenses that are approximately 10% lower than the national average. It is a bustling metropolis that is highly popular among tourists and attracts around 2 million visitors every year. With its affordable cost of living, reasonable housing prices, and abundant economic opportunities, it is no wonder that homebuyers from all over the United States find Waco a desirable place to live. Additionally, residents have the added benefit of being able to explore the city’s main attraction: Magnolia Market, created by the famous Chip and Joanna Gaines.
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